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Ask Dr. Deborah | Do I really need liability insurance?
Dear Dr. Deborah, I am in the process of starting my own jewelry making business, and one step that I’m unsure about is insurance. Others have told me that liability insurance is an absolute must, but I’m not sure if I really need it. I’ll be running my business outRead More
10 New Year’s Resolutions for Small Business Owners
2016 is finally here and it’s time for a fresh start! As you begin to create your New Year’s resolutions for your personal life, maybe you should consider setting some resolutions for your business as well. After all, one way to become the best is admitting that there’s always roomRead More
Tips for Becoming a Self-Employed Success
Now that you know what it means to be a self-employed freelancer, you need to know how to become a successful self-employed freelancer. Here are some tips to help you build your brand and create a successful path for growth:
Employment vs. Self-Employment: Defining the Freelancer
There is a growing trend in our economy, as well as others across the world, and its self-employment. It’s not only young millennials leading the way either. Many individuals are making mid-life career shifts from employment to self-employment, and some are even leaving retirement to start their own freelance businesses.Read More
Why Starting Your Own Company is Risky Business
Risky Business is not just the name of a famous Tom Cruise movie. It’s a phrase every new small business owner should take to heart, because starting a business, no matter how great your idea is, always comes with risk. Is there such a thing as good and bad risk,Read More
Have You Hugged Your BOP Today? Protecting Against Business Liability
If you are a small business owner, there are two ways that you can protect yourself against threats to your business caused by theft, injury of others, and a variety of other problems that can and do occur in just about any business. Your first choice is to hope forRead More
Small Business Champions Spotlight | Insureon and Ted Devine
With 20 years of entrepreneurial and insurance industry experience, Ted Devine understands the risks that small businesses face. As CEO of insureon, a premier online small business insurance agency, he also understands how to help small business owners minimize risk. Since 2000, insureon has been helping business owners to secureRead More
Employee or Subcontractor?
We are in a work environment where self-employment is growing by leaps and bounds. In fact, by 2020, more than 50% of the workforce will be self-employed or also known as freelancers (freelance workers). So what determines whether your worker is an employee or a subcontractor? And further, why shouldRead More
Have You Been Taking Your Vitamins?
Just as taking vitamins, exercising, or eating right can have lasting, positive effects on your overall physical well-being, risk awareness, prevention, and protection can benefit the health of your business over the long-term. Business, by nature, has its risks. As any small business owner will tell you, managing risk isRead More
Workers’ Comp – Minimize Your Business Risk
Workers’ Compensation Insurance, or Workers’ Comp as it is more often referred to, is insurance that a business carries to protect employees against loss of income and medical expenses if they become injured or ill as a result of performing their work. These costs can be unpredictably high and thereRead More