April, 2016

now browsing by month


Ask Dr. Deborah | What do we need to do to start our small business?

Dear Dr. Deborah: My friend and I were talking the other day and decided we have a great business idea. The trouble is, neither of us have ever been in business before. We have no idea where to begin. What do we need to do to start our small business?Read More

How Government Contracting Creates Value for Small Businesses

Believe it or not, government contracting is not just for big corporations. There is opportunity and value in government contracting for small businesses as well! In 2014, the federal government spent over $400 billion in federal contracting, 22% of which was awarded to small businesses. These contracts cover everything fromRead More

6 SBA Programs Every Small Business Owner Should Know About

  For over 60 years, the U.S. Small Business Administration (SBA) has been helping small business owners access the funding and other resources they need to get started and succeed. Through a variety of SBA programs and initiatives, they have provided aid, counsel, and assistance to countless individuals wishing toRead More

Getting Ready for National Small Business Week

May 1st is the start of the 53rd annual National Small Business Week! Every year since 1963, the U.S. Small Business Administration (SBA) has hosted this week-long celebration, highlighting the hard work of small business owners and entrepreneurs and the impact they have on our country. Why is it importantRead More

Outsourcing Payroll: 9 Great Questions to Ask

You may think you’re too small to be outsourcing payroll, but there is a lot more that goes into managing payroll than just paying wages. This includes tracking and reporting time worked, taxes, and benefits accounting, as well as distribution of funds for wages and any applicable wage garnishments. InRead More

Ask Dr. Deborah | What can I do to save money?

Dear Dr. Deborah, I am a self-employed artist. I sell my work mostly in galleries and online and occasionally at fairs and art shows. I noticed recently that my profit margins were smaller because my expenses had been increasing. While not detrimental, I’d still like to see my overall expensesRead More

How to Finance a Self-Employment Venture

When starting a new self-employment venture, most use their own money from their personal savings or checking account to cover the start-up costs. However, doing this and remaining financially stable is not in the cards for some. These individuals have to find additional (in some cases all) financing from anRead More

Small Business Finance 101: Key Startup Questions

When it comes to small business finance, there are a million questions that come to mind, and a lot of blank stares when you try to find all of the answers. There’s no way you can become a master accountant or CFO overnight, and you will be quickly overwhelmed ifRead More

Budget Friendly Business Hacks for Self-Employment

“Business hacks” are great solutions for improving efficiency in your business. When you’re starting a new self-employment venture, or any business for that matter, one of the biggest challenges is creating and sticking to a budget! The reality is, starting a business can be expensive. Consider using some of theseRead More