February, 2015

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7 Ways to Unlock Cash & Profit in Your Business |

As the old adage goes, “Cash is King” and 1st PMF Bancorp has been helping businesses to improve their cash flow for over 30 years. Without sufficient cash flow, a business runs the risk of compromising profitability and sustainability. Generating high sales volumes does not always translate into immediate cashRead More

Hiring a Freelancer: Godsend – or Nightmare??

What is a Freelancer? With data showing that by 2020 – that’s just 5 years away – more than 50% of the workforce will be self-employed, more and more small business will be outsourcing important components of their work. What are the implications for small businesses acquiring the help theyRead More

Employee or Subcontractor?

We are in a work environment where self-employment is growing by leaps and bounds. In fact, by 2020, more than 50% of the workforce will be self-employed or also known as freelancers (freelance workers). So what determines whether your worker is an employee or a subcontractor? And further, why shouldRead More